Over the 4th of July weekend, we decided to take a trip up to Whidbey Island, for a few reasons:

1. It is close, only an hour or so away (including ferry time), so it was easy on my back

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John Schochet, a friend of mine, linked to a great presentation that actually makes the subprime mortgage mess begin to make sense. If you don’t understand the whole fiasco (and I mostly do, but man is it complicated!), check out…